Fan Friday—Happy New Year! And the Great American Healthcare Scam


Yeah, yeah. New year, new me, blah, blah, blah.

New me who is apparently not going to have health insurance.

Let’s talk about that.

The very definition of insurance is protection from catastrophe. Back in the old days, if you had health insurance, it was in case you ended up in the hospital for surgery or had a heart attack or whatever. If you went to see a doc, you paid him. Period.

Now, of course, the almighty government, in collusion with insurance companies, has decided that you MUST HAVE HEALTH INSURANCE or you will have no health care.

That is bullshit.

Health CARE is not the same thing. ACCESS to health care is NOT the same thing.

Anyone in the US can call up a doc and make an appointment; or go to the ER; or go to a clinic. ANYONE. Sure, in rare instances, there are no docs, and sometimes even your regular doc will not have an opening for weeks, at which time your illness will have resolved or you’ll be dead.

So.

I don’t mind paying, say, $100 a month “just in case” and maybe $50 to see a doctor. Not at all. Heck, even ramp that up to $75 for a specialist. Docs schedule something like 8-10 patients per hour, and that comes to $500 per hour, using that $50 as a basis.

But wait, you say, they have expenses too—student loans, office rent, equipment, employees, malpractice insurance. There’s that word again . . .

Yes they do. They have a business, just like many people. Let’s take an 8-hour day: $4500 income per day, at 50 weeks out of the year, equals well over one million dollars.

All that aside, because I don’t begrudge anyone making money, quite a few of those employees are present for the sole purpose of dealing with billing and INSURANCE stuff! And the other side of this is, again, that word: insurance for malpractice.

Basically, they’re raking it in and paying it right back out. I’m not blaming doctors.

I’m blaming the insurance scam.

They scare you. They jack up prices. Case in point, my blood pressure medicine is Inderal. It’s been around for decades, as has its generic. It was $4 a month, and this fall it zoomed up to $100 a month.

There is not one single thing you can say to me about research and development driving costs. For DECADES this drug has been on the market.

If the government wanted to actually help, they’d put a cap on drug costs.

If the government wanted to actually help with healthcare, they’d make sure everyone could get an appointment at a reasonable cost per visit.

I’m going to stop now. I feel my blood pressure rising, and since the only way to have even sorta/kinda affordable meds, I’m going to have to pay over $900 per month for so-called insurance instead of the $22 I’ve been paying over the last couple years.

When I use even three visits per year, and three lab tests, paying out-of-pocket would cost me around $75 a month.

Put that in your pipe and smoke it, Mr. President.

 

 

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Work Wednesday—A Catch-Up, of Sorts


Yes, I’ve been slacking away here, trying to tie up loose ends all over the place and this last week has just been nuts. So, here’s what we’ve been up to down at the ol’ homestead and other places:

Since the last Work Wednesday, I’ve gone to the doc for a check-up—everything was great, except, you know, that age thing. Doesn’t help that Doc looks about eighteen . . . anyway, after getting my annual bloodwork in a few weeks (Doc’s idea, since I confessed I’d eaten peanut butter cups for breakfast that day), I’m good to go.

Except, well, a week later I had to go in for that yearly, um, woman’s test, the external one where it feels like a certain part of your anatomy gets sat on by a Mack truck, repeatedly, and then a week after that, I got a letter.

So much for the celebration that I didn’t have to do that for another whole year.

Long story short, I had to go back. Didn’t hurt as much, guess I was still numb, but the good news is that it was NOTHING. Whew. Won’t lie, I was a little nervous. Last time this happened, it progressed to a needle biopsy. Ugh.

I’ve also had three book events in the last couple weeks, and the kid got his license—and the driving bug bit him pretty hard right after that, so I’m sure my blood pressure has gone up a wee bit. The hubby had a doc appointment today too, and he SAYS he’s fine. Of course, he didn’t mention the bad cough he’s had lately, because, after all, HE WASN’T COUGHING IN THE DOC’S OFFICE.

Right? Sigh.

Oh, and we had my husband’s retirement party! Finally, it’s official! And in case you’re wondering, I got him a pair of overalls…

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Okay, then, on to the stuff that’s really important, the reason you’re here: the farm.

We’re still playing with the new toys, and we spent eight hours last weekend cutting, hauling, and burning brush. We drove home, and the next day I went back to take my mom and stepmom out to see the place. I think they both want to come live there . . . that could be problematic . . . hmmm.

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The bathroom got a new ceiling fan, because the old one looked pretty bad compared to the new ones in the kitchen and living rooms; and we did get the new light fixtures for the bath and kitchen, but they’re still in boxes until—

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This weekend we’ll be pulling out the bathroom vanity and mirror and adding new ones, plus a linen cabinet. Naturally, we were both thinking after that the shower would look pretty crappy, so we’re still thinking on how to remedy that . . .

The really exciting news is that we ordered the kitchen! And it will all be here—December first.

😦

But that’s okay. We still have to pull out the old one, and THAT will be a project. Yikes. But I’d bet we’re among the very few who ordered a gun cabinet for the kitchen, amiright?

The new appliances are coming a couple weeks before that, along with the tile for the floors. I think I’m getting tired just thinking about it all . . .